Bread

Happier Customers, Higher Conversions

You sell more when you give your customers easy-to-understand options to pay over time. The result? Faster conversions, higher AOV, happier customers. Everyone wins.

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How it Works

Add Bread to Your
Retail Site

Every merchant is different. We work with you to select the right tools for your site. Our API is flexible and easy to integrate.

Your Customers Apply
And Buy

It’s fast and easy for your customers to pre-qualify as they shop. They see personalized $/month pricing for simple checkout.

You’re Paid Now, Customers Pay Over Time

You take no credit risk and receive payment in full up front. Bread handles repayment and provides best-in-class service and support to your customers.

50% Improvement in Annual Order Value

Bread merchants have seen as much as a 50% improvement in AOV over their standard basket value.

20% of Sales are Financed Purchases

With an optimized integration, we have seen the percent of financed purchases for Bread merchants reach nearly 20% of their sales.

Double Your Checkout Volume

When Bread merchants change from a checkout-only integration to a checkout and PDP integration, they see their checkout volume more than double.

Convert More Cart Abandoners

When combining financing with a merchant's existing email cart abandonment initiatives, we've seen 7% conversion rates.

Drive More Traffic to Your Website

When financing messaging is in a merchant's email marketing efforts, CTRs increased by over 1%.

We Work With Most Platforms

We know your storefront. We work with many major ecommerce players and provide off-the-shelf integration for quick and easy setup. If you’re working with something different, our team will help you get up and running with our API for a direct installation.

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