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Interest Rates

Loan TypeInterest RateComparison Rate*
Owner Occupied, Investment & Vacant Land
Standard Variable 5.30% p.a. 5.401% p.a.
1 Year Fixed 5.49% p.a. 5.420% p.a.
2 Years Fixed 5.79% p.a. 5.494% p.a.
3 Years Fixed 6.19% p.a. 5.648% p.a.
5 Years Fixed 6.69% p.a. 6.007% p.a.
Premium Variable 5.46% p.a. 5.464% p.a.
Professional Package - Standard Variable 4.82% p.a. 5.074% p.a.
Professional Package - Living Equity 4.92% p.a. N/A
Bridging Loan 5.30% p.a. 5.365%** p.a.
Living Equity (Line of Credit) 1 5.37% p.a. N/A
Basic Variable ($50,000 min.) 4.82% p.a. 4.864% p.a.
Investment Interest Only
Standard Variable 5.30% p.a. N/A
1 Year Fixed 5.49% p.a. N/A
2 Years Fixed 5.79% p.a. N/A
3 Years Fixed 6.19% p.a. N/A
5 Years Fixed 6.69% p.a. N/A
Premium Variable 5.46% p.a. N/A
Professional Package 4.82% p.a. N/A

Rates effective from 16 June 2009 and subject to change without notice.

Download Comparison Rate Schedule (pdf, 30KB)

All loans subject to application and approval. Fees, charges and conditions apply to all loans. Rates are current as at the date stated but are subject to change after that date.

All fixed rates fixed for the period stated. All fixed loans revert to standard variable rate on offer at expiration of the fixed term.

1 Minimum equity required for Living Equity loan is 15%, up to $200,000. Conditions apply.

* Comparison rate is calculated on a loan amount of $150,000 over a term of 25 years, based on monthly repayments. These rates are for secured loans only.

** Bridging Loans are not available for the term specified in this comparison rate.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

4.35% for 12 months on $5,000 or more